(We have 7 different fund options which gives 8.5% to 48% of absolute return) 2. Surrender Charges: These are the charges which you need to bear in case you want to surrender your ULIP policy before the tenure of the plan. Bajaj Allianz Future Gain is a unit linked insurance plan that gives you an opportunity to gain maximum benefits at much affordable cost. These are reduced from the NAV of the fund, and 5. 36,000). Hello! 50000 for a term of 20 years. Time Taken for Settlement Process Post the Policy Is Surrendered: After the surrender request is submitted the customer gets a confirmation call for the pay-out. This plan lets you optimize your investments – hence, ensuring that you get maximum value of your money. After the policy term is over, on maturity he receives approximately Rs. 25,27,222 (the regular premium fund value). Bajaj Allianz Future Gain Plan Death Benefit is subject to the Guaranteed Death Benefit, which is 105% of the Total Paid Premiums as on the date of death. You want to surrender the policy – There is a Guaranteed Surrender Value in this plan but depends on the Premium paying Term. It has an assured value of Rs. Email ID: bagichelp@bajajallianz.co.in. Mailing Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006. The next premium paymen date is 19-Aug-2012. The Sum Assured chosen by him is Rs.7 lakh. Since 3 yrs are not completed yet, […] Instead, you take the cash surrender value. Fund management charges: These are charges for management of fund. I have already payed 3 premiums (Total Rs. The maturity benefit offered by the policy is the sum of the fund value as a result of the regular premiums and any top-up premiums that you have paid. Generally you can surrender … Bajaj Allianz Future Gain plan offers additional riders which can be attached to the base policy for extra coverage. 12,000 annual premium. Benefits of Bajaj Allianz Investment Plan - Future Gain. Option to visit the nearest Bajaj Allianz Life Insurance branch. 4,08,000 with a policy term of 20 years and Rs. Bajaj Allianz - Future Gain - Blue Chip Equity Fund: Get the Latest NAV Value, Performance and Returns of Bajaj Allianz - Future Gain - Blue Chip Equity Fund. The value of the investments you will get back if you cancel or "surrender" your policy: By "surrendering" your policy in exchange for the cash value, you render the life insurance portion null and void.This means your beneficiary will no longer be eligible to receive any death benefit. 35 year old person buys this Bajaj Allianz Future Gain policy for a term of 24 years and chooses to pay annual premium of Rs. I hold a Bajaj Allianz New UnitGain policy with issue date 19-Aug-2009. In which fund yu have invested ur money? Performance is based on this details: 1. You stop paying the premium – If you stop paying the premiums after 3 policy years, the policy acquires a Paid Up Value for a Reduced Sum Assured but the policy would be eligible for any future regular additions. Bajaj allianz future gain policy is very good investment option. The policy Sum Assured or Guaranteed Death Benefit is reduced to the extent of any partial withdrawals from the Regular Premium Fund during two years from the date of death (if made).