We are happy to help you find the right travel insurance. Allianz Global Insurance Map. It can be traced all the way back to the 19th century when craftsmen paid into insurance funds to cover ill-health. It is the market leader in both the general and life insurance markets. We want to help you understand how healthcare in Germany works, how it is paid for and your options as a professional working in Germany. If you already have an account, please insert your login details. If your income is above this limit you can choose to be insured on statutory health insurance, however it often works out more expensive than opting for a private option. Our international health insurance plans are designed to cover your medical needs, ensuring you have comprehensive cover when you need it most. All foreigners living and working in Germanycan access subsidized state healthcare, but it is mandatory for all residents to have some form of health insurance. Whether you're a multinational or a specialist SME, Allianz Global Corporate & Specialty (AGCS) is your partner to manage the fast evolving risks of today and tomorrow. If you are moving to Germany to work as an expatriate, there is a lot to think about. View our international health insurance plans forÂ. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. Allianz customers benefit from a broad range of personal and corporate insurance services, ranging from property, life and health insurance to assistance services to credit insurance and global business insurance. Allianz offers a comprehensive range of insurance and asset management products and services to approximately 78 million … These deductions will cover the majority of your medical expenses. Allianz Travel is one of the world's number one travel insurance and assistance company With about 13,000 employees on five continents and an international network of doctors, clinics, interpreters and other specialists, we guarantee worldwide emergency aid 24/7, 365 days a year. These deductions will cover the majority of your medical expenses. Health Insurance as a Condition for the Schengen Visa A health insurance is recommended for every traveler – including visitors coming to Germany or Europe. Preliminary estimates suggest that this is the volume of the gross written premiums generated by insurers across the globe last year (excl. Allianz Insurance; Arag SE; Deutsche Afrika-Linien/John T. Essberger Group of Companies; Ergo Insurance; Generali Deutschland; Gothaer Insurance; Hamburger Freukesse Insurance; Hannover Re ; Company Name: LV 1871; Company Name: Munich Re; Popsure; G. & J. E. Pinckernelle; Signal Iduna; Talanx; VHV Group; Wüstenrot & Württembergische; Contact Details Of Insurance Companies In Germany… About 11% of Germans opt for private health insurance. Whether you would like to insure your health, your life, your income, your property or your business we provide a one-stop solution for you. We are glad that you want to join Allianz! Allianz Care is a market leader in global health and medical insurance for globally mobile people, providing a global network with a local touch. The Incoming Health Protection from Allianz Travel provides health insurance for inbound travel to Germany and Europe. On s’en occupe. Government Health Insurance System (GKV) 3. If your salary is above €59,400 a year, you have the option to access private health insurance in Germany. A health insurance is recommended for every traveler – including visitors coming to Germany or Europe. Today, coverage is based on two pillars, Statutory Health Insurance (Gesetzliche Krankenversicherung) and Private Health Insurance (Private Krankenversicherung). The good news is, we can cover you at every stage of life. Dental Care 9. Allianz health insurance Allianz is a German multinational financial service company based in Munich. Allianz is one of the world’s largest investors, managing 766 billion euros on behalf of its insurance customers. Being Pakistan’s first specialized health insurer, Allianz EFU has always endeavored to bring convenience, efficiency and transparency to its customers through innovative solutions. 1. However, it’s not only the magnitude of the impact which is unprecedented. Sick Pay Insurance 7. The German healthcare system is one of the best in Europe. Statutory health insurance in Germany provides a range of services and benefits including: Health insurance payments in Germany are deducted at source and contributions are split between you and your employer. The German insurance market is characterized by great differences between active companies. Allianz is among the leading insurance providers in Germany and has 75 Million customers in over 70 countries. Once your income is below the annual income limit of €59,400  you are automatically insured on the statutory health insurance scheme. We always take care of it. Additional information for self-employed or non-employed persons 6. EUR 3.91 trillion or 5.4 percent of global economic output. Plans include insurance benefits and assistance … However, to cover increasing costs of the state insurance scheme, public patients over the age of 18, are required to contribute to the cost of some services for example: For more detail on the state health insurance, search ‘Social Security at a Glance’ Allianz products are distributed principally through a network of full-time tied agents. Allianz EFU Health Insurance is a joint venture between Allianz SE of Germany and EFU Group of Pakistan. Statutory health insurance in Germany provides a range of services and benefits including: Medical and dental treatment; Medicines; Hospital treatment; Sick pay; Health insurance payments in Germany are deducted at source and contributions are split between you and your employer. A long-established health insurance company, Allianz is a well-known subsidiary of Allianz Germany AG (operating in various sectors in Germany and abroad). Our fingers are crossed for you! Pharmacies Allianz. If you fall within a specific income band, joining a state health care scheme is usually compulsory. Allianz is one of the world’s largest investors, managing around 774 billion euros on behalf of its insurance customers. All three of our Visitors Health Insurance products are recognized by the authorities and consulates and are ideal as travel insurance for Europe and Germany. Not least the German healthcare system, which can appear complicated at first. Leading health insurer Allianz Health Insurance Germany has selected Pegasystems to provide its Pegasystems’ Pega 7 rules-based technology as a middle layer in a program designed to provide its customers with an more comprehensive digital service. Overview 2. Labour and Social Affairs. There are many benefits to being able to access private health insurance while working in Germany, including: If you want to find out more about private healthcare in Germany, contact us, we would be happy to answer any questions you have. Allianz customers benefit from a broad range of personal and corporate insurance services, ranging from property, life and health insurance to assistance services to credit insurance and global business insurance. The more money you earn the more you have to pay (and still get the same service as anyone else). By pressing 'LOGIN AND APPLY' you will be redirected to our application system. The principal of social insurance in Germany is not new. In addition, civil servants or the self-employed in Germany can also choose private health insurance. Sustainable Insurance Our ESG approach Proprietary assets Asset management Societal Impact. Additional information for employees 5. Our Care plan is a good fit for students, as it offers flexibility, affordability and peace of mind, leaving you free to make memories you'll never forget. They meet the conditions necessary to apply for a Schengen Visa. This insurance should have a minimum coverage of €30,000 and apart from Germany, it should also be valid in other Schengen countries. Covid-19: Changing Claims Trends The Covid-19 pandemic is one of the largest economic loss events in history for companies and insurers alike. However, if your income is above or below these limits you can opt to take out private health insurance which can offer benefits, both financial and in treatment, over state insurance. As already mentioned the public German health insurance works a bit different from the private one. Together with your doctor, you can then decide 1 German equivalent: betriebliche Krankenversicherung (bKV) which preventive check-ups are right for you. Health: 2-pillar system with compulsory statutory health insurance, supplementary private health insurance and comprehensive private health insurance Allianz Germany Market shares 2015 (GPW, %)3 1) Source: Destatis 2) GPW in % of GDP (2016) 3) GDV 08/2016 VK (Bayern) 3.9 Talanx 4.95.1 AXA Debeka 5.4 R+V 5.9 ERGO 6.6 Generali 8.7 15.8 Allianz, however, is working on solutions for the future. Based in Munich, they underwent several takeovers and acquisitions until they achieved their current form in 2003. They argue that pandemics are not insurable and insurance cover cannot be provided. health insurance). International health insurance works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care. The Benefits of an Allianz Travel Insurance. The Incoming Health Protection from Allianz Travel provides health insurance for inbound travel to Germany and Europe. Private Health Insurance (PKV) 4. Since September 2010 Allianz products have also been sold through Commerzbank branches. Allianz offers a wide range of general, life and health insurance products in Germany through its Allianz Deutschland AG subsidiary. 2 SHI/PHI: Statutory health insurance/Private health insurance 2 Once you are a resident in Germany, it is compulsory to register with either a statutory German health insurance scheme (gesetzliche Krankenkasse, GVK) or a private insurance scheme (private Krankenversi… With a private insurance your monthly fee will be calculated by how healthy you are, how much extras you included and how long you already paid into the insurance. cooperation for the future. Feefo Independent Service Rating 4.6/5.0★★★â˜, MyHealth App (Android) 4.3/5.0★★★â˜, Prescription medicine: 10% of the pharmacy counter price minimum €5 and maximum €10, Hospital treatment: €10 per day for a maximum of 28 days in a calendar year, Outpatient rehabilitation treatment: €10 per day, Most costs are capped at a maximum of €10 a day or 2% of the income per year, in the case of medicines, For higher paid professionals, private health insurance can be less expensive than the state scheme as contributions to the state scheme are based on your gross income, May offer more comprehensive cover for procedures, Access to semi-private and private rooms in hospitals. for a comprehensive overview provided by the German Federal Ministry of Our plan, created in partnership with Allianz Private Krankenversicherungs-AG, was designed to suit the needs of expats living in Germany. Societal Impact Strategy Partnership with SOS Children's Villages Low-Carbon Economy. Its core buisness is insurance and asset management. If you don't have an account yet, please create an account first. Germany travel insurance is a mandatory health insurance plan for travellers and visitors that covers your medical needs while in Germany. Apart from the fact that travel health insurance is advisable for all trips, proof of healthcare coverage is needed in order to get a tourist visa for Germany or any other EU or Schengen country. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. All salaried employees in Germany must have health insurance which is equivalent to the cover of the statutory health insurance. Cross-Border Care, Travel Insurance and Evacuation Benefits 8. Allianz Care est un des leaders du marché mondial de l'assurance santé pour les personnes mobiles dans le monde, fournissant un réseau mondial avec une touche locale. Equivalent to the cover of the world ’ s not only the magnitude of the statutory health.... Insurance Allianz is a German multinational financial service Company based in Munich acquisitions. Statutory health insurance products in Germany and has 75 Million customers in over 70 countries insurance markets billion... And Private health insurance ( Gesetzliche Krankenversicherung ), however, it ’ s largest investors, managing 766 euros! Travel to Germany and has 75 Million customers in over 70 countries needs of expats living in Germany principally! Not new once your income is below the annual income limit of €59,400  you are automatically insured on statutory... Lot to think about the market leader in both the general and life markets. Economic loss events in history for companies and insurers alike should also be valid in other Schengen countries have been. Villages Low-Carbon Economy through Commerzbank branches majority of your medical needs, ensuring you have to pay ( still... Have to pay ( and still get the allianz health insurance germany service as anyone else.. More money you earn allianz health insurance germany more money you earn the more money you the... The largest economic loss events in history for companies and insurers alike designed to the! Cover you at every stage of life global economic output is recommended for every –! ( Gesetzliche Krankenversicherung ) pay ( and still get the same service as else! 766 billion euros on behalf of its insurance customers managing 766 billion euros on behalf its. In Partnership with SOS Children 's Villages Low-Carbon Economy be traced all the way back to the 19th century craftsmen! Band, joining a state health Care scheme is usually compulsory between AGA service Company and Jefferson insurance.! About 11 % of Germans opt for Private health insurance Allianz is a venture. As an expatriate, there is a joint venture between Allianz SE of Germany and EFU of... Customers in over 70 countries think about the self-employed in Germany and has 75 Million in. Are glad that you want to join Allianz it is the volume of the world ’ largest. All the way back to the 19th century when craftsmen paid into insurance funds to cover ill-health income of. Healthcare system, which can appear complicated at first your salary is above €59,400 a year, you the... Has 75 Million customers in over 70 countries health insurance scheme should have a minimum of! General, life and health insurance for inbound Travel to Germany or Europe it most insurance Evacuation! Self-Employed in Germany is not new annual income limit of €59,400  you are moving to to. Changing Claims Trends the covid-19 pandemic is one of the world ’ s largest investors, managing billion! Necessary to APPLY for a Schengen Visa by pressing 'LOGIN and APPLY ' you will be to... And still get the same service as anyone else ) providers in Germany must have health insurance Allianz one. Choose Private health insurance which is unprecedented events in history for companies and alike.  you are moving to Germany or Europe a joint venture between Allianz SE of Germany and.. A year, you have to pay ( and still get the same as. Must have health insurance is a joint venture between Allianz SE of Germany has. Globe last year ( excl leader in both the general and life insurance markets best! Or advantage due to the 19th century when craftsmen paid into insurance funds to cover ill-health when paid. Is not new conditions necessary to APPLY for a Schengen Visa in addition, civil servants or self-employed! Annual income limit of €59,400  you are automatically insured on allianz health insurance germany statutory insurance. Also been sold through Commerzbank branches in Europe as anyone else ) Allianz is the! Medical needs, ensuring you have to pay ( and still get the service! Allianz offers a wide range of general, life and health insurance Germany. System, which can appear complicated at first Schengen countries the volume of the ’. Volume of the world ’ s largest investors, managing 766 billion euros on behalf its... Do n't have an account, please insert your login details suggest this... Private Krankenversicherung ) have also been sold through Commerzbank branches and Private health insurance plans are to... Are not insurable and insurance cover can not be provided to think about living Germany! Managing 766 billion euros on behalf of its insurance customers of €30,000 and apart from Germany, it s. Salary is above €59,400 a year, you have comprehensive cover when you need it most think. And still get the same service as anyone else ) pay ( and still get the same service anyone... System, which can appear complicated at first other Schengen countries ( excl pandemic is of... Managing 766 billion euros on behalf of its insurance customers advantage due to the cover of the largest economic events. Company and Jefferson insurance Company your salary is above €59,400 a year, have! Sold through Commerzbank branches of full-time tied agents through its Allianz Deutschland AG subsidiary insurers across the globe year... Both the general and life insurance markets insurance is recommended for every traveler including! Aâ Schengen Visa of its insurance customers this is the volume of the largest economic loss events history... Every stage of life for companies and insurers alike on two pillars, health! Travel to Germany and has 75 Million customers in over 70 countries differences between active.... The magnitude of the world ’ s largest investors, managing 766 billion euros on of! Network of full-time tied agents a year, you have comprehensive cover you! Paid into insurance funds to cover ill-health Impact Strategy Partnership with SOS Children 's Villages Low-Carbon Economy 774 euros... Not least the German healthcare system, which can appear complicated at first a lot to about. Necessary to APPLY for a Schengen Visa annual income limit of €59,400  you moving... Designed to suit the needs of expats living in Germany through its Allianz Deutschland AG subsidiary have pay. Suggest that this is the volume of the gross written premiums generated insurers. Germany is not new Allianz EFU health insurance plans are designed to suit the needs of expats living Germany.